Financial Adviser in Woking

Our West Byfleet office sits inside the Borough of Woking, which makes this properly local rather than an office in the next county claiming coverage.

Commuters and company schemes

A good deal of advice work around Woking involves people who commute into London and hold workplace pensions, share schemes and bonuses that arrive in lumps rather than evenly. The planning questions that follow — how much to put where, in which wrapper, and in what order — are usually more consequential than which fund is chosen.

Dividend tax rates rise by two percentage points in 2026/27, and from April 2027 those under 65 will be limited to £12,000 a year into a cash ISA while the overall allowance stays the same. Both make the wrapper decision matter more than it did.

What we advise on

Pensions and SIPPs, retirement planning, ISAs and investments, protection, estate and inheritance tax planning, and advice for business owners and company directors.

Where we meet

3 Park Court, Pyrford Road, West Byfleet, KT14 6SD — a few minutes from Woking. The first appointment is free and without obligation. Call 01489 667727.

The value of your investment, and the income from it, can go down as well as up and you may not get back the full amount you invested. Past performance is not a reliable indicator of future performance.

The Financial Conduct Authority does not regulate tax advice. Tax treatment varies according to individual circumstances and is subject to change.