At Better Financial Planning, when it comes to our clients - whether individuals, their families or small businesses - our priority is their Financial Freedom, Security and Control.

As an experienced and approachable team of Independent Financial Advisers (IFAs) based in Bishops Waltham, Hampshire, you can be assured that we will help you to achieve your lifetime financial goals with straight-forward advice that makes sense to you.

Better Financial Planning is owned and led by Robert Bolton.

Robert Bolton


Director -  (Compliance, Pension Specialist), Financial Planner

Personal profile

Robert started his career in the Royal Navy in 1977 as a Supply Officer and subsequently was selected for legal training. He was called to the Bar in 1987 and his last Naval job was Staff Legal Adviser to Flag Officer Scotland and Northern Ireland. He left the Royal Navy in 1992 and went to the Bar practising in a wide range of legal matters.

Through his work and colleagues, Robert identified the real need for clear financial advice in retirement planning some years ago and subsequently pursued a career in financial services.

Our Pensions and IHT Specialist

Robert specialises in inheritance tax planning and all areas of pension advice, including investing in commercial property via Self Invested Personal Pension Plans (SIPPs).

Beyond work

Robert lives in Bishops Waltham with his wife and 2 sons. He enjoys playing golf when he gets a chance!

Tim Framp


Independent Financial Adviser




Personal profile

Tim began his career in 2002 with a firm of stockbrokers in Farnham. After joining a well-established firm of financial advisers in 2007, he has developed a passion for helping people to understand money, plan for the future and achieve their goals.

Over the years, Tim has found that there is room for financial advisers to do a great deal more for their clients. He believes that doing the best job involves truly understanding a person and what they want out of life, then helping them to achieve that. As a result, whilst he has a detailed technical understanding of financial products and services, he prefers to focus his attention on what your money is for and, ultimately, whether you are going to have enough to do all you want, both now and in later life.

A divorce and long term care specialist

Tim has also done a substantial amount of work with people going through divorce and is an associate member of Resolution, a community of family justice professionals who work with families and individuals to resolve issues in a constructive way. He is also qualified to provide advice to people in relation to funding long term care.

Outside work

Tim grew up nearby in Alresford and now lives in Guildford, splitting his time between Surrey and Hampshire. He is a keen climber, enjoys football, cycling and spending the rest of his spare time with friends and family.

Robert Bolton


Specialist Protection Adviser

Personal profile

Richard studied Politics, Philosophy and Economics at Manchester before undertaking his Diploma in Regulated Financial Planning with the Chartered Institute of Insurance.

Richard has found through regularly updating his technical knowledge that there is significant scope for planning outside of the standard financial solutions. He believes in identifying personalised needs for clients to enable them to pursue strategic planning and find the best fit tailored to his clients.

Helen Webb


Accounts Manager

Personal profile

Helen started her career in civil engineering which she enjoyed immensely.

After a break to raise her 3 daughters, Helen returned to work and trained as a bookkeeper/administrator.

Helen is also a fully qualified and experienced yoga teacher with established classes in the local area.

Keeps us all in check!

Helen supports the Directors with the running of the business and does all the internal bookkeeping. She manages the property administration for clients with commercial property assets within their pensions.

Beyond work

Helen loves teaching yoga and improving her piano skills with further lessons and practice. Nothing, however, beats time spent with her husband, 3 daughters and grandchildren.

George Thomson



Personal profile

George has worked in financial services since leaving university with a BA (Hons) Degree in Business Management.

George worked at NatWest as a Customer Adviser and then became a Protection Consultant. George then gained experience in investments and pensions at Old Mutual Wealth.

Chief Report Writer & Researcher

George provides support for Robert by carrying out research and preparing financial planning reports for clients. He is a central point of contact for clients if Robert is unavailable.

Beyond work

Outside of work George got married in 2019 and enjoys spending time with his family. He regularly attends the gym and also plays the occasional game of poker with friends.

Christopher Emerson



Personal profile

Chris has a Diploma in IT Management and has worked in a variety of services ranging from food, hospitality and IT roles. Chris has a wealth of computer technical skills.

Chief Detective & IT Support

Chris provides administration support to the paraplanners. Chris liaises with product and platform providers to diligently obtain information on a client’s existing pensions, investments and protection plans.

He obtains the information George needs to carry out research. Chris assists Helen with the internal bookkeeping and also implements and maintains our internal software systems to ensure our business runs smoothly.

Beyond work

Outside of work Chris loves to travel, read, play video games, has a passion for astronomy, and is also a keen swimmer. Chris is half Hungarian and is fluent in the Hungarian language. He likes to spend his free time with friends and family.