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Cost of Delay Calculator

Calculate the value of investing sooner - Investing sooner rather than later could mean it costs less to reach your goals - as you can benefit from investment growth over a longer period. This calculator shows you how much more you might need to pay, the longer you delay your investment.

To reach your goal, you would need to invest...

Today:

£0

In 1 year:

£0
£0 more than if you started today

In 5 years:

£0
£0 more than if you started today


*This assumes an underlying growth rate of 2.185% in real terms – which is 2.185% over and above the long-term estimated compounded rate of increase in prices (inflation) so you can see in today’s money what you would need to have now to achieve a similar quality of life in 40 years’ time.

Nominal sums would be significantly higher, but not so instructive for someone saving today.