Pre-Retirement
If you (like most of us) would like to retire at some point, you no doubt have dreams and aspirations as well as concerns.
There are several things you need to consider right now, and these will be different for everybody but may include some of the following:
TIMEFRAMES
When will you retire and how long does your retirement pot need to last?
FINANCES
How do you create enough wealth right now to support your retirement?
ASSETS
What assets do you currently have, and how will they work hard for you in the future?
LIFESTYLE
What is your desired lifestyle in retirement? How will you afford it?
TAX
How do you ensure your retirement is as tax efficient as possible?
PLANNING
Do you have a plan in place to retire in a secure way with financial freedom?
Obviously, the above list is not exhaustive and everyone's goals, circumstances and concerns will be different.
So, if you hope to retire then it's time to plan, so you can have a secure retirement where you are in control.