The End to Austerity Takes Shape

  Delivered on a Monday afternoon instead of the traditional Wednesday, between key meetings in the Brexit negotiations and amidst turbulent times in Westminster, you could be forgiven for losing track of the 2018 Budget. Despite the disruption, the Chancellor’s statement brought more focus to the pledged ‘end to austerity’, along with details of an extra £20 billion in funding … Read More

Wading the Market Storm – Sit Tight

The current market sell-off is a cumulation of world events. But this is not necessarily something to be concerned about for the long-term investor because ‘timing’ the market for entry and exit has proven largely futile, short-term blips are largely irrelevant in the grand-scheme of compounded interest and regular injections of capital. A healthily diversified portfolio helps to iron out … Read More

Spending the calm studying the storm

If there is a presiding theme for 2018, and forthcoming changes to the country’s finances, then it is uncertainty. The Brexit negotiations have been taken over by a new minister and we are yet to get any kind of clarity on what a potential deal could look like. Meanwhile, whilst there are positive signs in the economy, in his forthcoming … Read More

Pensions – are you bored already?

What do you think of when you hear the word pensions? Here are some of the responses we often receive: Any of these resonate with you? Do not worry! – You are not alone. Many people will have accumulated more than one pension savings pot from different periods of employment and understanding what you have and how they can best … Read More

Opting into savings

  It may seem like barely yesterday when the entire country was spending every day either sending, or reading GDPR emails to opt in or out of contact. But the May deadline came and went, we all made our choices about what we wanted to keep receiving, and everything went back to normal. The ‘opting in’ model is also a … Read More