Why Bitcoin Isn’t a Ponzi Scheme

The price of bitcoin fell by $600 in just 30 minutes to take its value below $10,000. The flash crash resulted in around $10 billion being wiped from the cryptocurrency’s overall value and has called into question recent positive price predictions as BTC USD fell from a Summer high of $14,000 to $7,750 in only 2 months. Bitcoin collapses from 14,000 dollars to 7750 dollars in 2 months, is it a ponzi … Read More

Chinese Stocks Under Threat of U.S. Capital Markets Delisting

Now that the “Chinese stock ban” cat is out the bag, there’s a good chance Trump will follow through on this threat eventually if an acceptable trade deal is not reached. The SEC has failed, alongside the NASDAQ to prevent foreign companies fleecing US investors for 10 years. As the trade war escalates, Chinese firms may lose access to US … Read More

Wading the Market Storm – Sit Tight

The current market sell-off is a cumulation of world events. But this is not necessarily something to be concerned about for the long-term investor because ‘timing’ the market for entry and exit has proven largely futile, short-term blips are largely irrelevant in the grand-scheme of compounded interest and regular injections of capital. A healthily diversified portfolio helps to iron out … Read More

Spending the calm studying the storm

If there is a presiding theme for 2018, and forthcoming changes to the country’s finances, then it is uncertainty. The Brexit negotiations have been taken over by a new minister and we are yet to get any kind of clarity on what a potential deal could look like. Meanwhile, whilst there are positive signs in the economy, in his forthcoming … Read More

Pensions – are you bored already?

What do you think of when you hear the word pensions? Here are some of the responses we often receive: Any of these resonate with you? Do not worry! – You are not alone. Many people will have accumulated more than one pension savings pot from different periods of employment and understanding what you have and how they can best … Read More

Opting into savings

  It may seem like barely yesterday when the entire country was spending every day either sending, or reading GDPR emails to opt in or out of contact. But the May deadline came and went, we all made our choices about what we wanted to keep receiving, and everything went back to normal. The ‘opting in’ model is also a … Read More